Enfield - Tiger plzz reply regarding my Loan amount- Urgent

[neha11985]

Dear Sir,

I am going for Sept 2012 , One year Project Management Diploma at Humber

Cost of course and living expense is :


CAD INR ( @ exchange rate of 55/dollar)
Fees for Two semesters: $12800 Rs.704000
Books: $900 Rs.49500
Living Expense: $8000 Rs.440000
Total : $21700 Rs.11,93,500

80% amount of this $17360 Rs.9,54,800

I got loan Sanctioned for Rs. 8.5 Lacs against FDR of 10 Lacs

Now I have paid $6450 (CAD) i.e my first semester fee from my education loan and 15% from my saving account and got the disbursement letter from bank stating that 15% of $6450 is paid from my saving account and rest is from loan.

Now my question here is :

Ideally I feel my loan should have been ~ Rs 9.5 lacs. but my consultant told me that there is no problem as my loan terms are with 15% margin so 8.5 lacs would be sufficient.

Other saving we have

GPF of my mom : Rs 18lacs
Annual Income of 6 lacs + agriculture income


PLEASE LET ME KNOW AS PER THE EXPENSED MENTIONED ABOVE, IF MY LOAN AMOUNT 8.5 LACS is sufficient for SPP visa?

Thanks and Regards,

Neha

 

[peep]

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