Educational loan confusion :experts urgent !!

[Ambersaria]

I take GIC in spp but got rejection tomarrow.
now
Im reapplying in general catagory..
how much loan i have to take.?
I have already pay 1 yr fee.

 

[Ambersaria]

how much time was taken by scotia bank for refunding for gic after refusal ??

 

[Param09]

I take GIC in spp but got rejection tomarrow.
now
Im reapplying in general catagory..
how much loan i have to take.?
I have already pay 1 yr fee.

take loan around 6 lakhs(10000$)...

 

[Ambersaria]

can'T use GIC in general catagory ¿