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Do I need Medical or travelling insurance to apply for visit visa?

Dost_Dost

Star Member
May 23, 2014
173
3
Hi all,
I want to know do I need to submit Medical
or Travelling Insurance
with my visitor visa application?
Thank you
 

goldenbrown

Hero Member
Jan 11, 2011
223
46
Vancouver
What you need is a Travel Emergency insurance that will cover you for medical care, hospitalization and repatriation. Since you are not eligible for the provincial health care you will need to be covered by private insurers.

You can use our rate calculator to find the best quotes. You can compare among all Canadian insurance companies.

<a href=http://arbetovinsurance.com/visitorstocanada/>Insurance Calculator</a>

You can read this article that explains some important aspects about visitors insurance and how to apply for it

<a href=http://arbetovinsurance.com/how-to-choose-an-insurance-plan/>How To Choose An Insurance Plan</a>
 

Dost_Dost

Star Member
May 23, 2014
173
3
Thank you for answering .my trip is financed by my family member in canada. do i still need travel insurance? when he has declared that he will be taking care of all my expenses.
 
M

mikeymyke

Guest
Yes because how is your family supposed to cover you if you were in the hospital for a month, for example? It's almost $1000-$2000 per day.
 

Dost_Dost

Star Member
May 23, 2014
173
3
mikeymyke said:
Yes because how is your family supposed to cover you if you were in the hospital for a month, for example? It's almost $1000-$2000 per day.
I really appreciate your response. I have one more thing to ask: what if I do not want to purchase any insurance before approval for my visa?

 
M

mikeymyke

Guest
I don't know, there's a chance you might get away with that, but I'm worried if you arrive to customs and they want to check you have all your documents (return tickets, money, travel insurance), and if they see you don't have travel insurance, they MIGHT refuse you entry, I don't know. Why do you not want insurance? It's only like $100/month or so, and it's way better than paying $2000/day for a hospital stay.
 

Dost_Dost

Star Member
May 23, 2014
173
3
HELP Plz!

mikeymyke said:
I don't know, there's a chance you might get away with that, but I'm worried if you arrive to customs and they want to check you have all your documents (return tickets, money, travel insurance), and if they see you don't have travel insurance, they MIGHT refuse you entry, I don't know. Why do you not want insurance? It's only like $100/month or so, and it's way better than paying $2000/day for a hospital stay.
I will get a travel insurance for sure if i get my visa approved but the question is is it needed to be submitted at the i am submitting my application for visitor visa? I really need help i dont have any other source of information .
(my husband is sponsoring me for this visit visa and i really dont want to spend much money in buying round trip tickets and travel insurance etc before i get the my visa approved .I have made booking of for flights instead of buying tickets ,I need some method to cut short of expenses just for applying for visa, once approved I would have no issues in buying insurance etc.)
I guess now I have explained my point of view and position clearly. Please help me . Thank you
 

goldenbrown

Hero Member
Jan 11, 2011
223
46
Vancouver
Well the insurance part is easy. You can set the start date a few months from now and then if your visa is rejected you can cancel your policy and get your money back. Just send the insurance company a copy of the rejection letter if that's the case to get a refund.

If you do get the visa then just move the date once you have the exact date.

I'm not sure what can be done about the plane tickets though, those can be quite costly.
 
M

mikeymyke

Guest
Do what goldenbrown suggested for the insurance.

As for the tickets, you don't have to buy tickets to submit for your visitor visa, you only need to buy them after you are approved (and after you are approved, its highly recommended you buy return tickets to show proof you are leaving Canada). You only need to submit an itinerary for your flight to the visa office by a travel agent.
 

fkl

VIP Member
Apr 25, 2013
3,351
220
Canada
Visa Office......
Inland / Previously Pak
NOC Code......
2173/4
It's actually more than that.

a) No one buys tickets before hand while applying for visa - not at least from eastern part of the world where visa refusals are quite high. It is enough to book an itinerary online for free and submit that along.

b) Travel insurance, you should still buy and the best way was recommended already earlier. However, once confirmed, you are REQUIRED to buy a RETURN ticket. For starters, the airline would probably refuse one way ticket if you have a visit status (or at least would inquire in detail about your status).

In general one way tickets can only be bought if you have legal means to stay longer (study, work permit, PR etc.)
 

Haitokin

Star Member
Aug 28, 2011
67
4
Well, unless you have been told that you need to submit proof of insurance with your (temporary resident) visitor visa application (this is rare), then you simply don't have to buy a policy - yet. There are various visa classes that require proof of insurance, but a normal visitor visa is not one of them.

Yes, it makes a lot of sense to buy travel insurance in case of an emergency, so you should expect to spend money on that. But why buy a policy now and then cancel it if the visa isn't issued? You might end up paying interest on a credit card, or being charged a 'refund fee'. And, you'll cause the insurance company to lose about 5% for credit card charges and waste the time of a few office staff too.

Insurance costs will be less than $100/month unless you are over 60 - In fact if you are less than 30, it'll be only $2 per day or so, depending on the policy you choose. The best resource to use to compare insurance costs is BestQuote Travel Insurance