CREDIT CARD DEBTS

[reydon123]

Hello everyone!!!
My cousin will soon land to CANADA, as of this time, he is just waiting for his passport with visa stamped on it. He stayed here in the USA for almost 8 years. During his stay he was able to acquire credit cards and with that he also acquired debts. If he is unable to pay his debts, will it be a problem later on once he is in Canada? Will the canadian creditors will have access to his credit history here in USA? If he decides to come back here in US after he get his citizenship, will the Immigration Officer at the point of entry will have a record of not paying his previous debts?

Will be waiting for your replies.

 

[rslcanada]

Hello everyone!!!
My cousin will soon land to CANADA, as of this time, he is just waiting for his passport with visa stamped on it. He stayed here in the USA for almost 8 years. During his stay he was able to acquire credit cards and with that he also acquired debts. If he is unable to pay his debts, will it be a problem later on once he is in Canada? Will the canadian creditors will have access to his credit history here in USA? If he decides to come back here in US after he get his citizenship, will the Immigration Officer at the point of entry will have a record of not paying his previous debts?

Will be waiting for your replies.

ofcourse... pay your obligation first. You should take care of your credit record. Next time you want to come back you have a clean credit history free from any debts.

 

[jes_ON]

This is the wrong forum for this question... try settlement issues or Canadian finance...

RSL gave a moral response. Fact is, I cannot get Canadian institutions to even look at my US credit history. Haven't tried to get a mortage yet, tho. And yes, in theory US creditors can sue in Canadian courts, but few do. Going back to the US would be a problem - not at the border, it is not a criminal offense to have debt - but unless he clears the debt (either thru repayment or bankruptcy) it will grow at an alarming rate.