Application to CHC Abu Dhabi refused, need suggestions

[jibz]

Hi all,

I had sent my Canadian Student Visa application on 19th of June, 2012 to CHC Abu Dhabi and today I've received an email from CHC dated 26th of June, 2012 stating the following reasons of refusal

1- You have not satisfied me that you will leave canada by the end of the period authorized for your stay because:

a) You have not demonstrated that you are sufficiently well established in your country of residence
b) You have not demonstrated that you or your parents have sufficient income and assets to justify your proposed studies

2- You have not satisfied me that you have sufficient funds for living costs and tuition for your first year of studies, and return transportation without working in Canada because:

a) you or your parents' income and assets are insufficient to support the studies
b) you have not provided sufficient documentation to support your or your parents' claimed income and assets
c) you have provided financial documents that I'm unable to verify.

-----------------------------

I've been residing in Kuwait with my family since birth. I've got admission offer in Master of Engineering Management from Memorial University of Newfoundland Canada. Its a 14 month course and the total fees is 22000 CAD and if we include living it'll become 35,500 CAD as per the University.

As for the above points I had already shown following

- My employment certificate and Leave Certificate from the company in Kuwait stating that I'll rejoin the company after the studies. My Salary certificate, a Certificate showing my dad's ownership of a business in Kuwait (letter by sponsor).

- I had shown my dad's bank statement of 13000 KD that is 45500 CAD. My bank statement of 2000 KD that is 7000 CAD. Bank statements were in English just our names were in Arabic so I had written our names in English with pen in front of the Arabic names. Although the requirement is of 6 months but I had shown only 4 months of statement.

- I had also shown my and my dad's property in Pakistan. English translation of registration and evaluation (that's already in english).

- I did not provide my dad's salary certificate because I had already provided a declaration certificate from my dad's sponsor that my dad is responsible for the all the profits and loss in the business. Although salary certificate is a basic requirement in Kuwait.

- I dont know how they can verify my bank statements because I have sent them the color photocopy of the originals that i got from the bank - since we can submit all the documents as photocopies to Abu Dhabi visa office. May be they need my and my dad's ID card of Kuwait to verify if these statements belong to us but those ID cards are also in Arabic.

Please advise. If I need to send a 6 month bank statement then i'll have to wait till 9th of August n that'll not leave enough time for the CHC to process since the classes are starting in September beginning.

Is there any possibility of directly talking to the VO ? I've not emailed them but have heard that they do not reply. Any consultancy/agent in Kuwait ?

 

[samisamisalama]

Very sorry for your rejection, I hope you get it next time, I am not expertise but I could advise you with the followings:

1- I suggest you trans fare all the money to your bank Account
2- To prove this account belong to you, you should let the bank issue a certificate that this account is yours "English Language"
3- I do not understand is this business is your father own business or just running by him, because if if he is not the owner you should provide them with the salary payslips
4-No matter how you should either wait to get six months bank statements or prove the source of the money if it is less than that
5- I think next time you should present the original bank statements

 

[Nawtyp]

I'm not sure if you submitted the bank statement in english.that is ,the figures,bank names,addresses,transaction details on the statement?

another thing i see as an error is,you shouldn't have written your names in english by yourself with pen.that means you have altered the bank statement.I would suggest you should attach a letter with the statement that officially translates what the information on the bank statement means in english.Get an official translator to do that for you.

another thing is,according to your statement,it seems the company being managed by your dad belongs to someone else "or registered by someone else".if that is the case,then you need to provide salary documents.Try and look critically in your financial documents presentation,because that seems to be where the problem lies.Good luck

 

[stmani]

this is what happens when u apply from one of the middle east countries....so many people applied from middle east have got rejections!!! you should try again from pakistan

 

[samisamisalama]

Many people get the visa form Middle East visa offices even faster than in their home countries, my friend got the visa form Riyadh office just in 3 weeks, while it takes usually more than 7 weeks in his home countries .Oppositely I think Vo's believe that those in OPEC countries are more financially stable than others .

Again like Nawtyp said I recommend he pay more attention to his financial documents.

BR

 

[jibz]

thanks samisamisalama and nawtyp,

i'll keep note of ur comments.

if i need to wait for bank statement to complete 6 months i.e. on 9th of Aug, i'll not be providing enough time to the VO to process my application since they say 4 weeks as the average time to process. Classes are starting in the beginning of September. Then shall i request the university for deferment to January ?

 

[stmani]

Many people get the visa form Middle East visa offices even faster than in their home countries, my friend got the visa form Riyadh office just in 3 weeks, while it takes usually more than 7 weeks in his home countries .Oppositely I think Vo's believe that those in OPEC countries are more financially stable than others .

Again like Nawtyp said I recommend he pay more attention to his financial documents.

BR

It is not about finance, it is about the rights of residence in middle eastern countries where foreign people have no rights to claim so called permanant residency which in fact makes your case stronger. I know number of Pakistani people who enclosed statements of huge amount of money in banks but got refused on the similar reason. You may find number of examples on this forum.

 

[bazinga07]

You need to get translation of all documents provided in English. Yes, you have to get your ID cards translated and submit along with a photocopy. All translations must be from certified places. Your ID card are the main evidence of your legal status there in Kuwait.

Source of income is another important aspect. You have to provide your father's employment certificate mentioned his salary or share etc. Plus all these documents along with your employment letter etc must be attested from an authorized organization such as chamber of commerce.

Your siblings also make part of your application. Because they note that if you are studying, would your parents be able to support your other siblings. Also in the past 4 months of your bank statements, were there huge deposits? And I guess include a Statement of purpose this time to well explain your situation in Kuwait and justify everything properly.

P.S. Anything in Arabic must be translated in English, even the names on your bank statement.

 

[jibz]

thanks bazinga, btw from which gcc country r u ? bcuz here in Kuwait i've heard no need of getting the documents attested from chamber of commerce thats only required for UK.

I had submitted a good study plan.

Anyways, i've noted the points in all of these replies plus some more. I'm thinking of taking a loan of say 10000 CAD from my company that I may return after studies. This can add to my ties to home country, pls correct me if i'm wrong.

Also, What if now I transfer 5000 + KD ( 17500 + CAD) from my father's account to my account and still show a 5+ months of statement for both the accounts in application ? my account will have enough money for the first year (including loan) . these transactions will be visible in the statement

 

[bazinga07]

You're welcome. I am from Saudi. The thing is there has to some organization that verifies your employment certificate etc. Or else anyone can just take a print out and make a letterhead and submit it. I hope you get what I am saying. Secondly, you say you are working in Kuwait? I really don't the system in Kuwait. With what sort of a visa are you in Kuwait?

 

[bazinga07]

Btw, Pakistan's property evaluation is not accepted in Saudi, even if it's notarized by International Notary Public. Get this confirmed in Kuwait as well. What sort of a residence permit are you in Kuwait? Student, work, dependent etc? Because if you are not a permanent resident or on your father's sponsorship, legally your work experience doesn't really count.


P.S. I have told you everything in light with my experience in Saudi. But maybe it can imply in Kuwait as well. So just get it checked.

 

[jibz]

Hi Bazinga,

I'm on work permit in Kuwait . is it a negative point ?

One more thing, for my new application for visa, i'm planing to take a loan from my company for studies - to be paid back after returning. i'll show this in my application. Also, i'm planing to transfer half of the amount form my father's account to my account. Still I'll show statements from both the accounts (my father's & mine) showing these transactions as well in them.

 

[bazinga07]

It's not a negative point. It's just that according to the rules, you need a letter from your company that they are giving you authorized leave for study and you have to return back to them (estimated date) after your masters as a employee to work on a new position (promoted position).

This is really your ties with country. Because your employee is giving you study leave only for a reason that you will return to him and work on a senior position than you are at right now.

Secondly about the bank statement I guess, it doesn't matter if it's in your account of your sponsors account as long as all funds are proved to be genuine and for your studies and source of income is shown.

All documents must be attested by some legal authority. Bank statements, preferably local would allow them to verify it easily etc.

You may also include a cover letter from your company, stating the reasons they are allowing you leave and how you'd be helpful to their organization on your return etc.

P.S. These are just my observation and personal opinions. Hope this helps!

 

[denyl182002]

Hi Jibz,

Did CHC Abu Dhabi returned your documents? Will you pay again the application fees? Is the email they sent you is confirmation of refusal or they are just requesting you more proof and documents?

I also applied in CHC Abu Dhabi on 7th June but I havent received any reply from them. Im currently in Dubai. Are they going to request medical from me?

Please clarify and share your experience. Thanks.

 

[jibz]

Hi Denyl,

No, they have not returned any document. I hadn't sent them my current passport.
Yes, I'll have to make a completely new application with all the documents and application fees.
Yes, the email they've sent is confirmation of refusal. They are not requesting new documents. On my email inquiry to them they replied that as per Canadian Immigration Act # abc and clause # xyz they cannot review an already refused application. Thus, I'll have to re apply with a new application if my case is significantly improved.

Well, i think you'll not get a straight away refusal. Since in my case it took them only 4 - 5 working days to decide on refusal. Regarding medical, as per written procedures applicants from Kuwait and UAE are not required to appear in any medical exam. However, they still ask random applicants from UAE for medicals.

Best of luck