A question regarding obtaining funds

[mira_johnson]

In the process of saving up the funds required to migrate through the Express Entry System, without having obtained a job offer.

The hardest part with the savings is not necessarily to get hold of the money, but to not spend it on things I need right now.
For instance, I really need a new mobile phone. A mobile phone is possible to buy through a payment plan over a period of one year. That way, I wouldn't need to spend that much of my savings right now (being so close to the funds requirement), and rather deal with paying it off later. However, I'm wondering if immigration also looks at whatever debts you are in including payment plans such as these?

I know its an odd question but highly relevant during this painful process of quickly saving up so much money.

 

[Stanlee]

In the process of saving up the funds required to migrate through the Express Entry System, without having obtained a job offer.

The hardest part with the savings is not necessarily to get hold of the money, but to not spend it on things I need right now.
For instance, I really need a new mobile phone. A mobile phone is possible to buy through a payment plan over a period of one year. That way, I wouldn't need to spend that much of my savings right now (being so close to the funds requirement), and rather deal with paying it off later. However, I'm wondering if immigration also looks at whatever debts you are in including payment plans such as these?

I know its an odd question but highly relevant during this painful process of quickly saving up so much money.

You can check this thread, similar questions have been answered in the past http://www.canadavisa.com/canada-immigration-discussion-board/proof-of-funds-express-entry-t263315.825.html