Thank you, this is such a great post, and really makes sense. I did order the notes to see what it's about. What you wrote about PoF (bank outside Ca, term deposit etc) is the case with us, hope that's it. Thanks!
How are you going to submit the application without uploading PCC? I think you must submit everything unless there's a legitimate reason for the delay that's explained on your part (in LOE). Be careful though, IRCC LOVES outright rejecting applications and their favorite justification is non...
If I were you and cared about staying/moving to Ca permanently, I'd for sure get a lawyer and take it all the way as IRCC, to me at least, is in the wrong here. I don't know I could say it's malice on the part of the agent or just pure incompetence but again since this is your life path we're...