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Canada cic online applicare

Any one knows these two reasons Please explain in detail should I wait and apply Or apply right away after showing funds here back in India

My owp was applied on September 30 2019 got medical upfront and biometrics cleared on 4th October 2019 And direct refusal October 14th 2019 reason are subscription 200(1) financial asset and status Subscription200(1) purpose of visit We had showed funds of 1300CAD in my husbands account...