Yess..i do
1.I found it very quick,
2. need to pay less as compared to scotia bank i.e. if u pay in CAD 150 extra
3. Ull get extra 25$ if u enter sukhwindersingh8172@gmail.com in refferal box.
Process..
1. Go to isbo.cibc.com
2. Select ur country.
3. Select payment currency, ill recommend INR...