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I would suggest you do a soft landing of not more than 3 days, it might cost you some money both might save you a lot of stress and emotions

This is fraud. Canada would not demand that you pay into a private account.

Letterhead compulsory, your line manager can sign and put his contact details, maybe you can scan his complimentary card with the Letter. Also, confirm that 439 is without spouse ECA and job experience.

You would not fill in her educational qualifications in the express pool and you can skip her ECA. Since you studied in the US, WES might might be good for you, I used IQAS. I habh heard of situations where IQAS gave a more valuable assessment than WES. Research and take your pick. Also, WES...

Those details are really not necessary but could help you in the event of additional documents request. What is key is that the statement must have an address (contact email and physical address), that is the most important information the statement should show.

If you are not claiming points for her education then you do not need her ECA otherwise you would need ECA for both of you

And the can get the ECA without being in the pool

You have to get your ECA before you become eligible to be in the express entry pool. ECA is compulsory.

If your account shows repayments for the credit card then you must declare the credit card liabilities. You will need the actual statement for 6

Confirm you have completed your ECA and your proof of funds is not at the boundary?

The keyword is access to the funds immediately. It you can have access to the 401k then it will count

My thoughts are that you avoid complicating your chances, find out if you can do spousal sponsored visa from outside Canada, if you can't, do a soft landing apply for it immediately or better still invite her as a visitor. Hope you succeed.

You can also send the passport via DHL, pay shipping for both ways and you will receive it. In Nigeria, passports are sent to Ghana for Migrant visa.

Congratulations....

I think you have to provide proof that the funds didn't jump into your account from the clouds. So they are probably asking for income statements to show a process of growth in income or sale of something that generated the balance

Ask them for a letter of Reference, this would probably contain the information you seek.

Thanks for the feedback. Just to clarify, is this for Occupation In Demand or Express Entry?