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Very informative thread. Just wondering if all the information is still applicable after 3 years i.e. is direct hiring still the preferred mode for the major financial institutions. @david1697 would love to know eventually how things turned out for you. Did you manage to find a job and if so...

Thank you all for your helpful responses.

@axolotl, do you have any suggestions on how to prepare for the winter, what kind of winter wear do you need and what is the best place to purchase it.