Applying to university and study permit is not a rocket science. You should ask the university about the application procedure. Don't waste your time and money paying the consultant for something which you can very easily do on your own.
It is a private company. My father has the senior most position there. Offices usually give loans to employees. It is like this. Office willing to give loan for foreign education purpose with office's seal and stamp on the letterhead
I am just asking this for an opinion, what if the candidate's parent show an official letter from their office stating that they are willing to give 10 lacs loan if the visa is approved, Does this count?