i think they don't give me gic paswrd..if i wnt withdraw gic how much tym it taken..
and i deposited cheque in bank they said it take 30 to 45 days....which bank u deposited ur cheque,which takes only 20days for payment...
but i refund only colg fee bcoz bedi sir told if i want to reapply there is no need to refund gic...but if now i change consultant is gic a/c create prblm bcoz all records of gic have pyramid..