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@Bargeld, @on-hold Thank you for your inputs. I defaulted both the debts on Jan/2010 (date it was reported). I have a copy of my credit standings from Equifax, at the moment both the debts are with the collections. My question is- will the two debts be removed from bureau records after seven...

Someone please give your thoughts.

I have a history of bad credit, and it is following me. I am a new PR, and just landed in the country about two months ago. I have a total of $8,000 as bad credit, since my school days. I finished school and left Canada back in May 2010, at that point of time I had a debt of ~$5,000, but I was...