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As long as you can show proof that you have enough funds to settle in Canada, I think you won't have a problem. That is the reason they call it "Settlement Funds Requirement". These are the "funds" you will need to bring to be able to settle in Canada. The person who will check these funds aside...

You could look for a job in Toronto. Since you're a US Citizen, you don't need a HRSDC confirmation. Just a job Offer will do under the North American Free Trade Agreement (NAFTA). It says that under NAFTA, citizens of both countries (US & Canada) can work in each others country provided that...