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With $133 Billion of dirty money entering Canada annually. The government is enjoying it and don't think anyone would have the guts to stop it. Tax payers deserve no government $133 Billion of dirty money in Real Estate

I got saddened when I go thru the posts here. Our community is stumbled between scam artists, mufties and hefty vague solutions. Muslims have been living in the West for decades with limited resources when it comes to housing and real estate. I would never justify a mortgage as a Halal...

Just got an email from Zero Zero Sponsors: Virtual Fundraiser for Masjid Ibrahim tonight. What a fares? Trying to polish their scam approach by bringing a well known Muslim characters plus introducing a Youtuber entertainer for after prayer break. Zero mortgage you are a top scam artist and just...

WS Good for them making advantage of distressed Muslims that are trying to avoid usury (Riba) but their solution is not helping buyers as I looked at their annual divided, they have averaged over 4.5% since 2013 and they were shy than 4% only in 2021 and still they did better than any Usury...

I look into the website above, it's also a rip off. it's really unfortunate that we Muslims don't know how to do business with each other. I have used a mortgage calculator using their asking price, down payment that is required and the highest 5 years fixed rate, the difference was over $1300 a...

Wa aliakum assalam, I have looked at their model couple of years ago and they were the only promising candidate for Halal financing but they have a limitation as they don't affiliate with a bank to facilitate their loans therefore they serve a limited community in Ontario not across Canada due...

Zero Mortgage is trying to revamp it's appearance buy changing faces and doing charity like a burglar that makes donation after every theft he made. All the sudden the scam artist Youssef Azad disappeared and opened his own website with great titles of PMP, MBA, Business Solution manager for...

Well, too much said in this. the real estate market in Toronto and Vancouver is a whole scam. Money laundering is a huge factor on pumping the real estate prices. Also here in BC the drug business and grow ops revenues are higher than BC government budget link here, not to mention the $43...

Thank you brother, I got mixed up as when I searched the name I got the same photo for both mufties and then I found the name " Ismail Ebrahim Desai" so I was under the impression it's a compound name. May Allah (swt) grant us forgiveness and my sincere apology to Mufti Ibrahim Desai if he is...

I have started this thread not to write ZERO Mortgage a REVIEW but to expose ZERO Mortgage as a SCAM scheme and I would like to thank all the participants who added to this thread and will try to keep this thread active till we have a real Halal solution. I have been checking on Manzil Halal...

Adding to the Halal chicken analogy, yep you don't know if it's Halal or not but still the producer has packed the frying chicken and printed a label claiming it's Halal. In case of Zero Mortgage the bank wouldn't put Zero mortgage contract as the mortgage agreement instead it would use the...

Thanks Vanknight, This is exactly how they got me thru their broker Youssef Azad as he kept saying that I will get the "Primary Contract" after the mortgage is finalized then he started to sneak out by saying he is an independent broker after getting his commission and has nothing to do with...

Thanks Imran, I watched the "Halal Mortgages 101 | Everything you need to know...Almost!" video on youtube by Ali Tunio and it was so informative. I wish that video was published earlier when scam artists like Zero Mortgage and others started exploiting religion for their own interest.

I have asked the question below to Realtor sorry I meant Imam Nabil Khan and didn't get a response from Mr. Imam other than he said he is closing his deals as a realtor at lower rate. Also the question was asked to "Sheikh Khabib" on a webinar and he just skipped the answer. "According to the...

Thanks Vannight for sharing this information, Zero mortgage is totally exposed and I hope more people can come forward and share their experience to help others not to fall into their scam scheme

Can you elaborate more please, been searching for years already and didn't find one

It's not only Youssef Azad that is shady, I have contacted Nabil Khan and asked him if you have a broker in Vancouver he literally told me I can't get you a broker unless you work your deal (purchasing a home) thru me. Sorry I thought you were the Imam but it appeared he is a real estate agent...

This is a mortgage broker question, First why you are on a work permit unless you came in a work permit then you got married. You need to ask a mortgage broker if you can be a co-applicant as the property should go under your wife's name so you don't have to pay the foreign property tax. Also...

Zero mortgage == Conventional mortgage at a higher rate plus a useless contract after the closing that is not with the lender. There is no Halal part as you will sign the exact mortgage papers with a conventional mortgage. STAY AWAY Same as Ijara but Ijara's rate even higher. Are there other...

Totally agree with Musti82 after got scammed by what called ZERO MORTGAGE, those guys are just a middle man with good talkers and analogies at webinars.. If you can get a bank that can buy you the house and sell it to you at a margin profit for a defined period of time then you start thinking...