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If anyone knows the current non SDS processing for for masters and PhD please let me know, it will be very helpful.

I am planning to take a personal loan, it's a PhD program with funding so I want to ask whether it will affect my study visa process?

Is GIC recommended for study visa for funded PhD Position? I have got a PhD position in Quebec and already applied for CAQ, and now I need to obtain a study permit through non-SDS, even though GIC is not required, but I heard it's recommended. Is it so? And what is the processing time for a...