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I had applied for the Express Entry and just recently got my permanent resident application to Canada refused on the basis of insufficient settlement funds. Is this refusal something that I will have to mention when applying to tourist visas to countries such as the US, Australia, etc.? I...

How did you manage to resolve the issue with your student loan? I just got rejected based on insufficient funds due to my student loan debt. Here are more details. I'd appreciate your thoughts...

I just got rejected due to insufficient funds. I had shown sufficient liquid funds in my bank account, but my student loan debt counted against me. Please refer the following thread for more details. I would appreciate your thoughts...

Thanks for your thoughts! My POF account was not the one I was using for my loan repayments. I had initially only wanted to submit my POF account, but a legal representative I had sought advice from told me that it would be best to also include the account that I use for my day to day...

I appreciate your thoughts! Yes, I do agree that if they look at the debt and deduct it from my bank balance that it actually ends up being a negative balance. However, a loan is something that needs to be paid off over a period of time and I thought that would be factored into this. In...

Thanks for your feedback! Yes, I didn't expect the loan to count against me either and that's why I went ahead and applied now. I wonder if they view property/car loans, etc. differently because those are assets that can be sold off? When I received the Procedural Fairness Letter in May, I...

I didn't disclose the loan when I submitted all the documents initially after receiving the ITA. However, I did provide bank statements from my two accounts, which clearly showed the deposits made towards my loan. My Bank of America account contained my savings which showed the necessary...

Hi all, I just received the decision from IRCC stating that my application has been refused on the basis of insufficient funds. I have two bank accounts showing funds totaling around US $23,000. However, I also have a student loan that was co-signed on my behalf and have a balance of US $26,000...