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Unfortunately I can't do option 1 at this time because she is the primary holder and the bank refused to do so. Please excuse my ignorance by why is option 2 not a good idea? As for option 3, I'm assuming FD stands for fixed deposits, don't the immigration authorities disregard this method of...

Perfect! Thank you so much for the advice buddy!

So even if it's a joint account that her and I have, It's better to take the gift deed option as opposed to the one I was thinking off earlier?

Hi eveyeone I'm currently in the process of applying for express entry. I have everything in order but I just need someone's advice on one thing. I have a joint bank account with my mom, which was created about 6 years. She is the primary holder and I am the supplementary holder. I never...