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There *may* be another option. Its called group insurnace. https://www.allianzcare.com/en/business/insurance-products-and-services/regional-healthcare/canada.html# Though people SHOULD get a complete legal advice on it from an insurance lawyer and a company law lawyer. One can possibly form...

Actually, the problem is more of an accounting rather than REAL resource usage. VIHA, as it happens, does its billing in a totally stupid manner. It only allows billing of ER charges in form of cash and then you need to make a claim after the fact. However if one is admitted, they will try and...

I invite you to read about Singapore's struggles with racial riots and how they solved it -- by forcing people to live together in the same buildings. Its a facinating history. Mere presence of centuries is not enough to effect a harmonious coexistance. Even if two separate communities are...

For supervisa, I believe, the person in Canada has to provide a guarentee to paying all bills plus has to maintain a certain amount of insurnace coverage. I personally used Cigna insurance. Initially it was a problem because you have to pay the Island health upfront and then only claim back the...

My parents stayed with me for 1 and a half year on visitor record, we did just one extension. That being said, extension is not guarenteed. IRCC can and will deny extensions whenever they feel like. Immigration is always a privilege and never a right.

I believe a lot of the mismanagement is very provincial with Ontario doing somethings really wrong. BC has been okay till now. Actually more than okay. May be, just may be, they should include an Australia like model with very very hard managed private insurance industry that can not deny...

Congrats! Welcome to Canada in advance. Here are few mistakes that I made that costed me some pretty penny. I hope you may be able to avoid them. 1. Buy a place to live early. Paying massive rent for no equity makes no sense. 2. If you take mortgage, make best use of pre-payment terms to pay...

1. "Racism" is not the only issue, discrimination is a broader and worse issue. 2. Purpose of Economic migration in Canada was never diversity. It was to get highest scoring workers. This is a fig leaf that Quebec shoehorns on an inherently discriminatory policy. Just like it shoehorns...

Actually, it has more to do with Canada being somewhat anti capitalist and its location. Why will you work here if you can be making 1.5 times more just the next door? Talent follows money.

Reddit has a lot of brigading and anonymous users problem. You can never know who the hell those guys expressing hateful views are. Not saying that there are folks who are like that and most likely they have become emboldened lately but reddit is not really a good point of reference. My wife...

Errrr.... Nope. Charter is clear about equality. "Benefits of Laws" is the term Charter clearly uses in Equality law. So yes, charter applies in discrimination based on national origin. Imagine this. Replace "National Origin" with "Race". "No Race will make up more than 25% of immigration"...

Different countries different laws. Remember, US had Jim Crow laws till very late in 60s or so? US is not really a good point of reference. Canadian charter introduced in 1982 is much stronger when it comes to rights.

Well. Quebec tried that logic during Hijab / Turban / Religious expression ban. They also argued that since it applies to all religion, its not really a discrimination. It was not accepted. Ultimately they had to invoke section 33. Thats a temporary measure for 5 years. They can invoke it again...

Quebec actually has a different legal system altogether. It is not based on English common law as Canada. Per nation quota at federal level will face legal challenges due to its conflict with charter. I remember Quebec restricting hijab, turbans etc in public employment. The reason why it...

Very noteworthy... Even at 395K, it will be closer to 2021 target than 2019 target. 2026,27 numbers are nothing useful right now because these folks will certainly not be in power by then. Who knows what Pollivier's agenda is and what the situation will be. Trudeau came with some very very...

I am hearing "healthcare is so broken" since the time I landed. Actually much before that. My personal experience has been extremely positive however. I was able to get a "family doctor" in form of primary and urgent clinic. When my mother was visiting (in 2022), one day she fell from stairs...

AFAIK, biologics have biosimilars and not all of them work the same. Might need a doctor's opinion if a cheaper biosimilar will work for him.

Let me be honest, I am hearing this since past 15-20 years. "It is not a good time to move to XYZ". I believe all times are bad time to move to developed world because developed world keeps on moving jobs to developing world to save money and jobs in developed world keep on disappearing...

Hey, I am in Canada since 2017. May I suggest few things? 1. Take an appointment with a Canadian GP over the internet. There are many platforms for that. Send the names of your prescribed medicines and ask for which drugs from Canadian pharmacopeia can substitute those. Find their costs. I have...

Oh the lure of pensions~ These folks are really really greedy. NDP and Bloc will both not topple the Trudeau govt for the time being it seems.