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You do not have to be a citizen or permanant resident to be eligible for provincial government medical plans. I am fairly certain that student visa's as well as working visa's allow you to sign up for provincial medical coverage - there may be some restrictions such as duration in Canada etc...

You may also want to consider Credit Unions. They offer comparable banking services typically at more competetive rates (especially if one is looking at basics such as bank accounts, credit cards etc).

You likely have two options; purchase travel insurance from your current country of residence or purchase it from a Canadian travel insurance company. Some options for Canadian plans; Blue Cross, RBC Insurance; Manulife Financial Canada etc.

Typically all passengers must clear border and customs checks upon arrival at the first place of landing when arriving to Canada (including those with connecting flights). Given this, it is highly likely that the landing process would occur in Toronto.

There is no requirement for identification when travelling between provinces in Canada, so you do not need any identification generally speaking. However, if you are travelling by plane then there is a requirement that all passangers provide photo identification as part of security screening...