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@meagan99 Yes you're right, they have different processing fees according to the sum to be borrowed. But I think this is not a fake organization, as I've seen a thread named after them in the Edulix forum, where some people wrote they indeed got the desired loan. Also, Telfer's official website...

@J5M Yeah, but that list on the CHC website is of Indian banks, and this foundation is not an Indian bank. So I think there might be some workaround. Or have you personally communicated with the CHC?

@scylla, so will you recommend off-campus job over TA/RA? By communicating with Telfer I came to know that Ontario is not an ideal place for the work-study program, as government regulations restrict the number of work hours per week to only 10. So will it be better to apply to universities of...

In that case which one will be better between TA/RA and off-campus job? Also, if I opt for TA, then will that nullify any scholarship that I might receive?

Hi friends, another query. At the time of applying to an university, I will also apply for scholarships/TA/RA that the university offers. When will I get to know if I'm awarded any of those - at the time the university offers me admission or at the time I confirm my admission by paying the...

Hi sanvi, this is a foundation that offers student loans at preferential rates and easy repayment terms. According to their website, the repayment period can be as long as 20 years, so there's minimum pressure on the student. I won't be able to provide collateral security required by Indian...

Congrats :) Keep up the good work.

Good news mate :) Congratulations and do well in your studies.

Hello friends, who among you are considering to apply for the student loan offered by The Paras Education Foundation? The monthly interest rate they charge is much lower than that charged by Indian banks, also, there are other benefits like no collateral security and easy repayment terms. All...

You're spot on mate, I spoke to a local immigration consultancy firm, and they've been trying to convince me ever since that this study permit application process is too complex for me to handle alone. From now on I'll stay away from these consultancies. Really, they shouldn't mess with people's...

Oh yes, I'm from India as well. Kolkata.

Thanks bro, feeling somewhat relieved now :) I've been told that the visa officer will constantly try to corner me on the issue of French visa refusal throughout my interview. Even if it doesn't go to that extent, I guess I'll have to brace myself for a few questions, right?

Thanks @Fujrawiii, obviously I won't conceal it. And I hope there will be a field to mention this in the application form. If not, then I will inform about this separately.

Friends, I need your opinion on a vital issue. This year, my student visa for France was denied due to some funding related reason. I'm planning to apply to Canadian universities for next fall admission. From various unreliable sources I have learned that this rejection may cause severe problems...