My comments here with modest caution, you should also post to the residency obligation section / sub-forum, where these issues come up more often.
-I think the info you got from GCMS notes is VERY important, that it means there is very little risk in applying for the new PR card and spousal sponsorship. I don't think there is any need to wait now that you have this.
-No specific requirements for work or financial situation.
-You do not need to have a PR card. The PRTD should be enough. I would try somehow to include info / statement that you received H&C PRTD. But I don't know how to do that exactly. It would be a bit odd to include copies of gcms notes, but also, nothing necessarily wrong with doing so.
