I am about to send my permanent residence application and documents for federal cheking in CANADA with no Dubai police clearance because of my unpaid debt and credit card that I cannot pay back and left there since 2012 ..the canadians needs a letter of explanation and i dont know what to tell them and i dont know if they will accept my application with this issue... a lot of people are telling that it could be a crime as they are "unpaid cheques"..I dont know if someone can help me with t and clear me out please..did anyone wh had same issue did pass this situation and he/she is now in Canada ? what can I write to the canadians in the explanation letter about the no obtention of the Dubai Police clearance . Thanks in advance .