I respect your opinion and this is the last point I am going to make as well. Note the link I've shared stated the income required when one is "invited to apply", then by definition the people being invited this year will need to demonstrate income in 2020, 2021 and 2022. However, for the people who shown interest back in 2020, the mindset would be to have eligible income in 2017, 2018 and 2019.
For context, I was jobless for months in late 2016 and early 2017 and I had to move to another city in Canada to find work. I have since have bounced back to the income I made before and even more, but due to that blimp, I didn't apply in 2020 and that has costed me dearly.
Again, you can disagree, but I am just stating facts.